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Guaranteed Issue Defined Benefits Solutions Plan

Defined Solutions limited benefit medical plans are available to adults age 18 to 69 and their dependent children under age 21, or 23 if a full-time student.

  • No health questions - Guaranteed issue
  • Choice - Three plan options
  • Savings - Network discounts
  • Portable - You can keep it even if you change jobs
  • Value -Coverage for everyday health care and hospitalization

Defined Solutions is underwritten by Companion Life Insurance Company.


Guaranteed Issue for members and their spouse's ages 18 through 64. Coverage terminates at age 70.  Pays Indemnity Benefits – There are NO Deductibles or Co-pays.  Pays Benefits for Doctors Office Visits, Hospitalization, ICU or CCU, Surgery, Anesthesia, Preventive Care, Emergency Room Care, Lab and X-Ray Testing, and Ambulance Services.  Dependent Child Coverage is available to age 21 if the child is dependent on the parent member; or to age 23 if attending an accredited school full-time.

Save money through access to Beech Street PPO Network.  Or you can use your own Doctor, Hospital or Licensed Provider.  Pays Benefits in Addition to any Other Insurance Coverage.  Pre-existing Conditions Incurred within the 12 Month Period Preceding the Effective Date are not covered. The Pre-existing Conditions Limitation is waived under the Outpatient Doctors Office Visits Indemnity Benefit.

Underwritten by Companion Life Insurance Company.

If you have questions regarding any of the Guaranteed Issue Health Insurance Plans call (520) 575-8387


"Specializing in Health Insurance for Individuals, Families and Small Businesses"